It appears that the Federal Reserve will continue its credit tightening campaign. Higher rates are bound to come in the coming months. At this juncture, I must repeat this advice: If you have any variable rate debt, then do your best to transfer that into fixed rate debt, soon! Variable rate mortgages and credit card rates will be absolute killers, when interest rates spike. Make the switch now, while it is relatively painless. Trust me: You will sleep much better in 2019 and 2020.
This group stresses being able to stay alive for indefinite periods in life-threatening wilderness scenarios, including plane crashes, shipwrecks, and being lost in the woods. Concerns are: thirst, hunger, climate, terrain, health, stress, and fear. The rule of 3 is often emphasized as common practice for wilderness survival. The rule states that a human can survive: 3 minutes without air, 3 hours without shelter, 3 days without water, 3 weeks without food. 
There are a few basics to remember when it comes to finding your way out of the wilderness like finding a stream and following it downhill. This will keep you near a water source and take you out of the worst weather toward civilization. However if the weather is bad and there are no streams to follow you’ll need another method of navigation: the compass.
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