It appears that the Federal Reserve will continue its credit tightening campaign. Higher rates are bound to come in the coming months. At this juncture, I must repeat this advice: If you have any variable rate debt, then do your best to transfer that into fixed rate debt, soon!  Variable rate mortgages and credit card rates will be absolute killers, when interest rates spike.  Make the switch now, while it is relatively painless. Trust me: You will sleep much better in 2019 and 2020.

Survivalism is a primarily American movement of individuals or groups (called survivalists or preppers) who actively prepare for emergencies, including possible disruptions in social or political order, on scales from local to international. Survivalism also encompasses preparation for personal emergencies, such as job loss or being stranded in the wild or under adverse weather conditions. The emphasis is on self-reliance, stockpiling supplies, and gaining survival knowledge and skills. Survivalists often acquire emergency medical and self-defense training, stockpile food and water, prepare to become self-sufficient, and build structures such as survival retreats or underground shelters that may help them survive a catastrophe.
Remember 2012? The Mayan calendar predicted the world would end in December. Doomsday Preppers premiered in February. The country was in an apocalypse mood, and thanks to Finelli, Springfield’s former Boy Scouts and ex–Tea Partiers came out of the shadows to mix it up with doctors and dentists. They had little else in common, but to borrow Finelli’s term, they were preparedness-minded. Springfield, MIss community was born.
For some, it’s just “brogrammer” entertainment, a kind of real-world sci-fi, with gear; for others, like Huffman, it’s been a concern for years. “Ever since I saw the movie ‘Deep Impact,’ ” he said. The film, released in 1998, depicts a comet striking the Atlantic, and a race to escape the tsunami. “Everybody’s trying to get out, and they’re stuck in traffic. That scene happened to be filmed near my high school. Every time I drove through that stretch of road, I would think, I need to own a motorcycle because everybody else is screwed.”

David Sarti, a YouTube "firearms instructor" and self-taught survivalist, is prepared for an electrical grid failure; Kellene Bishop of Utah has stocked only the finest gourmet survival foods in preparation for financial collapse; Kathy Harrison, "the Doris Day of Doom", has prepared her local community for a New Madrid earthquake; Dennis Evers brings the family together to survive global chaos caused by hyperinflation.
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Fletch runs the YouTube channel OzarksTactical Homesteading, the description of which reads, “Liberty-minded, faith-based, pro-Second Amendment, pro–home school.” He posts videos on prepping and reviews tactical gear from his property somewhere in northwest Arkansas. Occasionally, Fletch records rants in the car. The mainstream media and Walmart door greeters—the “door gestapo”—are recent targets of his iPhone manifesto. He’s gained more than 5,000 subscribers since launching the channel in 2011. 

Then, for two hours, Andrew: just tells stories. The time he went after Jesse James’ buried treasure, the time he was held at gunpoint while prospecting for gold, the time an 8-inch centipede fell on him while caving in Japan—each story adorned with cliffhangers and near misses. Andrew: can talk. If he couldn’t, Darryl, a regular attendee, would’ve napped for longer than he did. 
When bands of marauders start roaming the streets, how are you going to keep them out? Tear down a few walls, says Timothy Ferraro, a twenty-five-year construction veteran who's thought about this situation plenty while watching The Walking Dead. "Assuming the attackers don't have a battering ram, you should be able to keep them out using the lumber and drywall already in your home," he says.
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