It appears that the Federal Reserve will continue its credit tightening campaign. Higher rates are bound to come in the coming months. At this juncture, I must repeat this advice: If you have any variable rate debt, then do your best to transfer that into fixed rate debt, soon!  Variable rate mortgages and credit card rates will be absolute killers, when interest rates spike.  Make the switch now, while it is relatively painless. Trust me: You will sleep much better in 2019 and 2020.
Like any emergency kit, the Pocket Survival Pak — which was developed by Doug Ritter, founder of the survivalist website Equipped To Survive — can help lost or injured explorers signal helicopters and planes, start fires, boil water, melt snow for water, catch fish, navigate through the woods, trap small animals, perform rudimentary first aid, and repair damaged gear.
Built for the Kill (2001–04) Taboo (2002–13) Explorations (2003–04) Be the Creature (2003–04) Seven Deadly Arts with Akshay Kumar (2004) Interpol Investigates (2004–05) Dog Whisperer with Cesar Millan (2004–11) Megastructures (2004–11) Naked Science (2004–11) In the Womb (2005–10) Hunter Hunted (2005–08) Is It Real? (2005–07) Extraterrestrial (2005) Paranormal? (2005) I Didn't Know That (2006) Ultimate Factories (2006–13) Wild (2006–12) Prehistoric Predators (2007–09) Trapped (2007) Critical Situation (2007–08) Lockdown (2007) DogTown (2008–10) Big, Bigger, Biggest (2008–11) Planet Mechanics (2008) Perilous Journeys (2008–13) World's Toughest Fixes (2008–10) Rescue Ink Unleashed (2009) Alaska State Troopers (2009–15)

Before my trip, I had wondered if I was going to be spending more time in luxury bunkers. But Peter Campbell, the managing director of Triple Star Management, a New Zealand construction firm, told me that, by and large, once his American clients arrive, they decide that underground shelters are gratuitous. “It’s not like you need to build a bunker under your front lawn, because you’re several thousand miles away from the White House,” he said. Americans have other requests. “Definitely, helipads are a big one,” he said. “You can fly a private jet into Queenstown or a private jet into Wanaka, and then you can grab a helicopter and it can take you and land you at your property.” American clients have also sought strategic advice. “They’re asking, ‘Where in New Zealand is not going to be long-term affected by rising sea levels?’ ”
After a few days in New Zealand, I could see why one might choose to avoid either question. Under a cerulean blue sky one morning in Auckland, I boarded a helicopter beside a thirty-eight-year-old American named Jim Rohrstaff. After college, in Michigan, Rohrstaff worked as a golf pro, and then in the marketing of luxury golf clubs and property. Upbeat and confident, with shining blue eyes, he moved to New Zealand two and a half years ago, with his wife and two children, to sell property to H.N.W.I. who want to get “far away from all the issues of the world,” he said.

Doug Huffman is prepared, teaching techniques for surviving a second depression based upon America's massive debts.; Dianne and Greg Rogers, dedicated parents in Canada, are concerned with future events affecting their home-life; Ed and Dianna Peden ("still living in the 60's"), of Topeka, Kansas are preparing to survive fully underground in their decommissioned Atlas missile silo when doomsday arrives.
People who want to learn are worth something, because they WILL learn if taught. They’re hungry for knowledge, and they don’t allow their ego to get in the way of their training. If you know more than they do on a subject, they’ll want you to show them what they don’t know, regardless of who you are. You won’t hear their arrogance drowning out the mission; instead, you’ll see someone who is humble and willing to work. Even someone with no skills, who is eager to put in the work and learn is better than someone with a skill who refuses to learn anything new. The flip side of that is someone who brings better skills than you have to the table in a certain area. If they’re willing to teach you, be willing to learn yourself as well.
According to Hobel, shelter is your first priority. Lay down cardboard and other materials to insulate yourself from the ground. (Even in summer, the ground can have temperatures that lead to hypothermic conditions.) Use tarps, blankets, pillows—whatever you can find—to build the shelter on that layer. It should be as low to the ground as possible, and you shouldn’t be able to sit up when you’re inside, Hobel says. Other than the airflow you need to breathe, block all openings to keep cold air from coming in. It’s a matter of conserving heat. A lot of people don’t realize that their bodies are heat sources, Hobel says. You’re almost 100 degrees. Trap that heat around you instead of letting it rise in a tall shelter, and you won’t need a fire to stay warm.
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