It appears that the Federal Reserve will continue its credit tightening campaign. Higher rates are bound to come in the coming months. At this juncture, I must repeat this advice: If you have any variable rate debt, then do your best to transfer that into fixed rate debt, soon!  Variable rate mortgages and credit card rates will be absolute killers, when interest rates spike.  Make the switch now, while it is relatively painless. Trust me: You will sleep much better in 2019 and 2020.
Remember 2012? The Mayan calendar predicted the world would end in December. Doomsday Preppers premiered in February. The country was in an apocalypse mood, and thanks to Finelli, Springfield’s former Boy Scouts and ex–Tea Partiers came out of the shadows to mix it up with doctors and dentists. They had little else in common, but to borrow Finelli’s term, they were preparedness-minded. Springfield, MIss community was born.
Pense just sold his company, Gardening Revolution. For 20 years he shipped the proprietary iron, zinc, manganese, copper, sulfur and boron soil blend. Each bed costs $800, after you buy the cinder blocks and mat. On his best year, he shipped $580,000-worth of them. The magazine John Deere Homestead featured him. He’s taught classes on raised-bed gardening and survival in his cabin ever since. “The record on tomatoes is 274 pounds for one plant. Think about that,” Pense says. “That’s a lot of ’maters for one plant.” More than the ’maters, he’s proud of teaching people younger than him to grow their own food. 
“That’s a major problem,” says Gene Louis, a New Jersey expat who attended his first meetup in 2013 after moving to Springfield to begin ventures in real estate brokerage and digital marketing. Plus, Jersey is expensive, and he doesn’t like the fact that its residents don’t pump their own gas. “You don’t know what people are going to define as a threat, don’t know what people at survival meetings are going to talk about,” he says. “You can’t prepare for 100 percent of what’s on that list—well, you’d need to be Donald Trump to afford to.” 
Some people really enjoy building custom survival kits. Each piece of carefully chosen gear serves a vital role and has its proper place in your equipment. But if you lack the time or the inclination to assemble your own kit, then let Ultimate Survival Technologies do it for you. And let’s be honest, they make half of the gear you’d want anyway. The new line of updated UST FeatherLite Survival Kits contain a heaping helping of the gear and tools that you’ll find indispensable in an outdoor emergency (or if things get tough anywhere else). This compact orange pouch lets you carry a safety net of supplies everywhere you go. The streamlined 9 ounce kit is a must for your hunting pack, bug out bag, car, boat or even your home. The
As Huffman, of Reddit, observed, our technologies have made us more alert to risk, but have also made us more panicky; they facilitate the tribal temptation to cocoon, to seclude ourselves from opponents, and to fortify ourselves against our fears, instead of attacking the sources of them. Justin Kan, the technology investor who had made a halfhearted effort to stock up on food, recalled a recent phone call from a friend at a hedge fund. “He was telling me we should buy land in New Zealand as a backup. He’s, like, ‘What’s the percentage chance that Trump is actually a fascist dictator? Maybe it’s low, but the expected value of having an escape hatch is pretty high.’ ”

What’s on the list depends on which faction of preparedness you practice, pre-Y2K prepper and Seventh-day Adventist Church pastor Craig Wiles tells me. There are preppers, who anticipate an event like an ice storm or an EMP; there are survivalists, who arm themselves to face an enemy like a tyrannical government; and there are homesteaders, who grow their own food and practice self-sufficiency. 
These days, when North Korea tests a bomb, Hall can expect an uptick of phone inquiries about space in the Survival Condo Project. But he points to a deeper source of demand. “Seventy per cent of the country doesn’t like the direction that things are going,” he said. After dinner, Hall and Menosky gave me a tour. The complex is a tall cylinder that resembles a corncob. Some levels are dedicated to private apartments and others offer shared amenities: a seventy-five-foot-long pool, a rock-climbing wall, an Astro-Turf “pet park,” a classroom with a line of Mac desktops, a gym, a movie theatre, and a library. It felt compact but not claustrophobic. We visited an armory packed with guns and ammo in case of an attack by non-members, and then a bare-walled room with a toilet. “We can lock people up and give them an adult time-out,” he said. In general, the rules are set by a condo association, which can vote to amend them. During a crisis, a “life-or-death situation,” Hall said, each adult would be required to work for four hours a day, and would not be allowed to leave without permission. “There’s controlled access in and out, and it’s governed by the board,” he said.
The increased inflation rate in the 1960s, the US monetary devaluation, the continued concern over a possible nuclear exchange between the US and the Soviet Union, and perceived increasing vulnerability of urban centers to supply shortages and other systems failures caused a number of primarily conservative and libertarian thinkers to promote individual preparations. Harry Browne began offering seminars on how to survive a monetary collapse in 1967, with Don Stephens (an architect) providing input on how to build and equip a remote survival retreat. He gave a copy of his original Retreater's Bibliography to each seminar participant.[citation needed]
Some people really enjoy building custom survival kits. Each piece of carefully chosen gear serves a vital role and has its proper place in your equipment. But if you lack the time or the inclination to assemble your own kit, then let Ultimate Survival Technologies do it for you. And let’s be honest, they make half of the gear you’d want anyway. The new line of updated UST FeatherLite Survival Kits contain a heaping helping of the gear and tools that you’ll find indispensable in an outdoor emergency (or if things get tough anywhere else). This compact orange pouch lets you carry a safety net of supplies everywhere you go. The streamlined 9 ounce kit is a must for your hunting pack, bug out bag, car, boat or even your home. The
The U.S. Department of Homeland Security (DHS) in their "If You See Something, Say Something" campaign says that "the public should report only suspicious behavior and situations...rather than beliefs, thoughts, ideas, expressions, associations, or speech...".[86] However, it is alleged that a DHS list of the characteristics of potential domestic terrorists used in law enforcement training includes "Survivalist literature (fictional books such as Patriots and One Second After are mentioned by name)", "Self-sufficiency (stockpiling food, ammo, hand tools, medical supplies)", and "Fear of economic collapse (buying gold and barter items)".[87][88]
With goTenna you use a simple smartphone messaging app as a platform for sending SOS messages along with your handheld hunting GPS coordinates should you need emergency help. You can also use it to chat with emergency services so they know your exact condition and can prepare accordingly. It’s off-grid survival gear at its best and could be the difference between life and death.
When I started putting together my first survival kit, I just collected whatever weird stuff I could find—like tablets that would protect my thyroid from nuclear fallout. My mindset changed when my first daughter was born. I realized I needed a more practical end-of-the-world plan, with equipment that would be useful for things that might actually happen. Nuclear war is probably not in store for 2018, and if it is, I’ll just open a window. I don’t want to live through that.
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