Popular at this particular show were bug-out bags, the vendors tell me, because the casual interloper can purchase a lot of peace of mind all at once. For $449, Lenexa, Kansas retailer Game Plan Experts sells a bag with waterproof matches, a flint fire-starter, energy bars, utensils, a camp stove, water pouches and filtration, a first-aid kit, masks, a survival whistle, a pry bar, a folding shovel, an emergency blanket, toilet paper, a toothbrush, a hand-crank radio, survival candles and more. For the über paranoid, they’ll find a discreet contractor in your area to dig a hole in your yard and install a doomsday bunker. 

This group focuses on surviving brief encounters of violent activity, including personal protection and its legal ramifications, danger awareness, John Boyd's cycle (also known as the OODA loop—observe, orient, decide and act), martial arts, self-defense tactics and tools (both lethal and non-lethal). These survivalist tactics are often firearm-oriented, in order to ensure a method of defense against attackers or home invasion.

Tyler Smith, the leader of the "Marauders" featured in this episode, was arrested and booked on two counts of second-degree unlawful possession of a firearm because he was a previously convicted child sex offender and was legally barred from possessing firearms.[61][62] During the episode, Smith also described his plans to commit armed robbery in the episode. Asked for comment on Smith’s arrest, National Geographic issued a statement stating: "We are aware of the arrest, and have decided not to air this episode until all legal matters are sorted out."[63] The episode was eventually aired.
Huffman has been a frequent attendee at Burning Man, the annual, clothing-optional festival in the Nevada desert, where artists mingle with moguls. He fell in love with one of its core principles, “radical self-reliance,” which he takes to mean “happy to help others, but not wanting to require others.” (Among survivalists, or “preppers,” as some call themselves, FEMA, the Federal Emergency Management Agency, stands for “Foolishly Expecting Meaningful Aid.”) Huffman has calculated that, in the event of a disaster, he would seek out some form of community: “Being around other people is a good thing. I also have this somewhat egotistical view that I’m a pretty good leader. I will probably be in charge, or at least not a slave, when push comes to shove.”
For global catastrophic risks the costs of food storage become impractical for most of the population [54] and for some such catastrophes conventional agriculture would not function due to the loss of a large fraction of sunlight (e.g. during nuclear winter or a supervolcano). In such situations, alternative food is necessary, which is converting natural gas and wood fiber to human edible food.[55]
Tenacious Tape is not the kind of survival gear you won’t use every time out but when that rogue branch falls on your camping tent and rips your fly you’ll be thanking your lucky stars you have it in your bag. It can prevent a difficult situation from turning into a life threatening one. Tenacious Tape is completely weatherproof and won’t ever wash out. It doesn’t leave any tacky residue and is also machine washable. It’s the kind of quiet innovation that elevates the outdoor experience for everyone without making a lot of noise and is essential survival gear for any outdoor aficionado. Available in 3” or 20” rolls and a variety of colors.
The format is fairly standard for a "reality documentary". It does go with the more extreme folks rather than the more common folks who are just putting some things aside for rougher times. But that's OK, in most of the cases. I found many of the people to be pretty ingenious in how they've approached what they perceive to be The End Of The World As We Know It. Maybe they're right, maybe they're wrong. A few might even be slightly over the top (well, there are a few that I think put a step ladder on the top and went from there...) But they have what they consider to be valid reasons for doing what they're doing, so who am I to argue?
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Craig Compeau is a third-generation Alaskan who is prepping for a government takeover. Craig has set up a remote bugout InterShelter in the Alaskan wilderness. We also meet 44-year-old adventurer David Lakota who depends on his intuition and connection to nature to survive a giant tsunami and the mountainous terrain of Hawaii. During the program David and his girlfriend Rachaelle bug out with minimal supplies from the Kalalau Valley on Kaua'i to the 4000' high plateaus above.
About a month after I left meetup 2.0 at Pizza Hut, former attendee Garland Fitzhugh called to tell me it’s become more of an ‘eat-up’ than a prepper meetup—fair, considering there’s been no local calamity to keep the survivalist group on its toes. Allen emails meeting suggestions to a prepper listserv, asking them to focus on prepping situations they can actually influence. He may as well type in Wingdings. A former Navy technician, Allen spent most of the meeting on his phone; his ears only perk up when Andrew: says something about naval intelligence that piques his interest. “I try not to do that too much,” he tells me later. 
SurvivalBlog’s editors are pleased to introduce a new classified ad service, designed specifically for individual preppers to list your personally-owned items and artisan skills/tools for exchange, sale, or as wanted. These classified ads are a way for the prepper community to reach other preppers with items that are valued by our community. Whether no longer needed because of an upgrade or excess supply or if created craftsmen/artisan pieces produced on the homestead, items can be listed by individuals for just $5 for 30 days.
Hall, in his late fifties, is barrel-chested and talkative. He studied business and computers at the Florida Institute of Technology and went on to specialize in networks and data centers for Northrop Grumman, Harris Corporation, and other defense contractors. He now goes back and forth between the Kansas silo and a home in the Denver suburbs, where his wife, a paralegal, lives with their twelve-year-old son.
Untold numbers of people wind up suffering frostbite, shock or hypothermia every year because they didn’t have adequate survival gear when the weather on their wilderness adventure took a rapid turn for the worse. But it doesn’t have to be that way. The Titan 2-sided Mylar Survival Blanket is light as a feather and yet capable of retaining up to 90% of your body heat.
Steve Huffman, the thirty-three-year-old co-founder and C.E.O. of Reddit, which is valued at six hundred million dollars, was nearsighted until November, 2015, when he arranged to have laser eye surgery. He underwent the procedure not for the sake of convenience or appearance but, rather, for a reason he doesn’t usually talk much about: he hopes that it will improve his odds of surviving a disaster, whether natural or man-made. “If the world ends—and not even if the world ends, but if we have trouble—getting contacts or glasses is going to be a huge pain in the ass,” he told me recently. “Without them, I’m fucked.”
Here are the latest news items and commentary on current economics news, market trends, stocks, investing opportunities, and the precious metals markets. We also cover hedges, derivatives, and obscura. And it bears mention that most of these items are from the “tangibles heavy” contrarian perspective of JWR. (SurvivalBlog’s Founder and Senior Editor.) Today’s focus is on Barn Find Cars. (See the Tangibles Investing section.)
To manage that fear, Dugger said, he has seen two very different responses. “People know the only real answer is, Fix the problem,” he said. “It’s a reason most of them give a lot of money to good causes.” At the same time, though, they invest in the mechanics of escape. He recalled a dinner in New York City after 9/11 and the bursting of the dot-com bubble: “A group of centi-millionaires and a couple of billionaires were working through end-of-America scenarios and talking about what they’d do. Most said they’ll fire up their planes and take their families to Western ranches or homes in other countries.” One of the guests was skeptical, Dugger said. “He leaned forward and asked, ‘Are you taking your pilot’s family, too? And what about the maintenance guys? If revolutionaries are kicking in doors, how many of the people in your life will you have to take with you?’ The questioning continued. In the end, most agreed they couldn’t run.”
Amid the localized terror, trains will deliver the nation’s hapless coastal residents to our doorstep. Pense thinks it’ll look like the Holocaust, that the government will deposit boxcars of starving New Yorkers and Californians into the suddenly crowded Heartland. Then they’ll go back for more. It’s going to be, Pense says, some interesting times. 
You can tour this slice of underground history today. After the Southwicks visited the bunker recently, they said they felt even more strongly about the need to prepare. Their family reflects a new preparedness instinct that has been growing since the 9/11 terrorist attacks. After that shock, the government urged people to store food, buy duct tape and roll water barrels into their basements.
I.N.C.H. pack: I'm Never Coming Home pack. A pack containing everything needed to walk out into the woods and never return to society. It is a heavy pack loaded with the gear needed to accomplish any wilderness task, from building shelter to gaining food, designed to allow someone to survive indefinitely in the woods. This requires skills as well as proper selection of equipment, as one can only carry so much. For example, instead of carrying food, one carries seeds, steel traps, a longbow, reel spinners and other fishing gear.[citation needed]
Tyler Smith, the leader of the "Marauders" featured in this episode, was arrested and booked on two counts of second-degree unlawful possession of a firearm because he was a previously convicted child sex offender and was legally barred from possessing firearms.[61][62] During the episode, Smith also described his plans to commit armed robbery in the episode. Asked for comment on Smith’s arrest, National Geographic issued a statement stating: "We are aware of the arrest, and have decided not to air this episode until all legal matters are sorted out."[63] The episode was eventually aired.

he bald snow tires on my ’06 Accord struggled to achieve the grip needed to summit Len Pense’s long, steep driveway. If the grid goes down the way he thinks it will, you’d need a tank to ascend the eroding gravel path because the 83-year-old Army veteran knows exactly which oak tree he’d fell across the route, lest the marauders come for his cache of, among many other things, 44 raised-bed gardens of food. One way in, one way out; that’s what sold Pense and his wife on the 21-acre hilltop property in Strafford some 25 years ago. 

“It may be necessary to prepare defences against the unwelcome attentions of your neighbours,” read one article, before describing the process of obtaining a British firearms licence. Another feature, on how to manage food supplies, pointed out that one month after seeking refuge, shortages in even the best-stocked shelters would become apparent. But that would just have to be dealt with, as “the maintenance of law and order, burial of the dead, etc… will almost certainly take priority.”

Here is a mental exercise: Put yourself in the mind set of Mr. Joe Sixpack, Suburbanite. (Visualize him in or near a big city near where you live.) He is unprepared. He has less than one week’s food on hand, he has a 12 gauge pump action shotgun that he hasn’t fired in years, and just half a tank of gas in his minivan and maybe a gallon or two in a can that he keeps on hand for his lawn mower. Then TEOTWAWKI hits. The power grid is down, his job is history, the toilet doesn’t flush, and water no longer magically comes cascading from the tap. There are riots beginning in his city. The local service stations have run out of gas. The banks have closed. Now he is suddenly desperate. Where will he go? What will he do?
And, of course, people aren't going to stop wanting to get drunk just because they can't pop over to the corner bodega for a six pack whenever the urge strikes. Portability and long shelf-life make liquor of all types a valuable trade good -- people will kill to get a taste of the delicious bottom-shelf leftovers from your local dive bar when their only other option is the equivalent of prison wine.
The kind of gear you need – It’s easy to get obsessed with survival gear and start accumulating every new product that comes on the market. If you have money to burn and engage in a variety of backcountry activities this might be a sound strategy. Most people however decide pretty early on what type of outdoor activity floats their particular boat and as such any survival gear should have some sort of relationship to that activity. Everyone, for instance, should have an emergency whistle with them but not everyone will need an extreme sleeping bag. Everyone will need first aid items but not everyone will need to carry croval shovel or a tactical watch or field watch. If you’re a mountaineer you’ll probably want that shovel, especially if you’re climbing in the winter. If you’re going on a day hike and aren’t bringing food that requires preparation there’s no need for a mess kit and so on.
I may be a little biased about this one (since I wrote it), but I still believe this is a great addition to your outdoor survival library. The Ultimate Bushcraft Survival Manual will teach the reader how to survive in the wild with just their wits and a few tools, plus it is stuffed with great pictures and illustrations. Remember also that paper survival books are portable, long-lasting, invulnerable to cyber-attacks and completely EMP proof.
However, if some tales of survivalist stockpiling are to be believed, our nutty neighbors have enough of the social lubricant squirreled away to hold the most epic end-of-the-world-party of all time outside of Edgar Wright's social circle. It might not be practical, but who needs practical when you and everyone you know is doomed to die from radiation poisoning or cancer?
“I’m actually responsible, indirectly, for the end of the meetups,” Dr. Shealy tells me inside his Springfield clinic off Chestnut Expressway, and not just because he thinks the earth is more than 6,000 years old. (Andrew: says you can’t trust anyone who believes that.) He sports a red crewneck, navy blue sweatpants, a stretchy metal watch and rectangular glasses. The 85-year-old—he’s more energetic than most people half his age—specializes in holistic medicine; the first thing he asks me is my birthday, and do I know what my astrological sign means. On my way out, he asks if he can hug me, and when I oblige, a toothy grin pulls wide the spritely doctor’s cheeks. “I believe it’s an important part of human contact,” he says. 
Ugh, what a bummer! Your $250,000 underground compound was ready and rarin’ to go, a nuclear bomb was detonated and caused an EMP just like you said it would, but you didn’t get to say “I told you so,” because you died along with all of the idiotic unprepared. Just bad luck you weren’t near your EMP-safe bunker when this happened. You’re there 22 hours of the day, what are the odds? Hey world, I’d like a mulligan please!
One of that era's icons remains — a massive underground bunker designed to protect all 535 members of Congress and their aides against nuclear war. Dug into the Allegheny Mountains at the Greenbrier resort in White Sulphur Springs, W.Va., it once had 75,000 gallons of water, a power system, medical and food services, 30-ton blast doors, art of the last days of Pompeii and a mural of Washington scenery that was capable of changing leaves on the trees, depending on the season.
No, it’s not going to last very long on the South Col of Everest but if you’ve become lost or separated with your hunting knife or camping expedition this incredibly light and convenient emergency tent is crucial survival gear that can provide enough shelter to get you through the night and then some. It can be fully deployed in just minutes and is capable of retaining up to 90% of your body heat while providing an effective windbreak and precipitation shield. At 8’ x 5’ it can also easily accommodate 2 adults. Cheap, effective, practical survival kit for all types of outdoor adventurers.

Followers of James Wesley Rawles[45] often prepare for multiple scenarios with fortified and well-equipped rural survival retreats.[46] This group anticipates a near-term crisis and seek to be well-armed as well as ready to dispense charity in the event of a disaster.[43] Most take a "deep larder" approach and store food to last years, and a central tenet is geographic seclusion in the northern US intermountain region.[47] They emphasize practical self-sufficiency and homesteading skills.[47]


If the group became indifferent to Finelli’s leadership prior to his ouster, he became just as frustrated with their complacency. Preppers began ignoring his strict no cell phone rule. Few took concrete steps to be more prepared over the years, he says. He’d set out to develop independent thinkers, not apathetic disciples. “I mentioned to the group that at some point, Vinny may not be available,” Finelli says. “So be prepared at a moment’s notice.” That’s why he feels like he failed: He left the preppers unprepared.
I don’t need to explain why you need this. Just turn on the news. Mass casualty incidents have become the new normal in our sad world, and the situation seems to be escalating. Accidental injuries are a frequent occurrence too. For situations like these, and other emergencies, North American Rescue has designed a Civilian Trauma Kit to provide lifesaving equipment that almost anyone can use. Focused on bleeding control, the CTK consists of a tough clear pouch full of easy-to-use medical supplies. Most importantly, the kit contains a C-A-T® tourniquet, one of the safest and most effective pre-hospital tourniquets available. The kit also contains gauze and pressure dressings to control life threatening bleeds that are not on a limb. Keep a kit like this in your vehicle, hunting pack, bug-out bag and even in your EDC gear. The life you save may be your loved one’s or your own.
Although there is a general public policy debate over whether the world's supply of oil reserves has peaked and the need for alternative fuels, this group believes that peak oil is a near term threat to Western civilization,[42] and take appropriate measures,[43] usually involving relocation to an agriculturally self-sufficient survival retreat.[44]

When he gets up to show me about his cabin, Pense stands with the height and permanence of the dignified trees that encircle the property. He doesn’t say “um,” or “well”—the slow, deliberate syllables that emanate from his jowls feel like historical record, perhaps with a sprinkle of Americana, but not quite jingoism. Listening to him talk about his life is like having R. Lee Ermey recite your high school American studies textbook, but gentler.
Multi-tools have come a long way from their simple origins. Gerber’s Center-Drive multi-tool provides full size tools in a compactly designed folding package. The Center Axis bit driver works like a real screw driver and magnetically holds any standard driver bit (the tool comes with a sleeve of 12 assorted bits). It even has one-hand opening plier jaws that open with a flick of your thumb. The knife blade is 420HC steel and 3.25 inches long. The tool also has a saw, wire cutter, pry bar with nail puller, bottle opener, awl and file. The Center-Drive is made in the USA.
During his 45th Infantry Division, Pense taught field wiring, instructing G.I.s on setting poles and stringing wires to rig together a communications network from scratch. After the war, he was an electronics engineer in the private sector, sometimes on military contracts, learning the frailty of the nation’s power grid firsthand. On one government contract, he witnessed a nuclear warhead knock out power in Hawaii after detonating high above the Pacific.

I also found that I absolutely detest the rating system that Practical Preppers apply at the end of every segment. Not because they may or may not be right about aspects of that individual's preparedness, but becuase they fit that rating into a "box". Many preppers have to think outside the box, due to circumstances, finances, whatever, but the rating system seems to ignore that. In a few cases, even I found it insulting. I know they carried it over into season 2, but I'm hoping that if there is a season 3 that either gets changed or dropped entirely.


In the early ’80s on a job for the State Department to reinforce U.S. embassies and consulates following the 1983 Beirut barracks bombings, Pense says he and other government contractors around the U.S. converged on CIA headquarters at Langley, Virginia. The consortium of engineers traded notes and decided that the U.S. power grid was vulnerable. Inadequate, Pense says, compared to everything that’s been hung on it, and that was three decades ago. Three high-altitude electromagnetic pulses (EMPs) could take the whole thing down. Like New York City’s 1977 blackout, looting and pillaging would rule the streets, and that’s if they can get the lights back on quickly enough—if the power stays off for too long, order is lost forever. 
Browse through our selection of emergency gear to find everything you need to supplement your existing emergency preparedness packs or choose from one of our Emergency Essentials ® survival kits, already assembled and ready for use. We offer kits for individuals and families, filled with the basic tools and emergency gear to survive for up to 72 hours during any emergency situation.

We all know Zippo for their classic lighters, but that isn’t their only fire-starting product. In recent years, Zippo has introduced a number of survival supplies and they continue to refine their product line. Their new Emergency Fire Kit is a major upgrade from their older “lighter-shaped” fire kit. This water-resistant tube is made from tough ABS plastic, making the kit durable while keeping it light enough to float in water. The EFK features the same trusty Zippo flint wheel that is made in the USA for their lighters. It’s even replaceable, though you’d probably never have to swap it out. The flint wheel is rated for 1,700 sparks. The kit also comes with five wax-soaked tinder tabs that burn for five minutes each. These tabs will catch a spark, wet or dry, after shredding the end to expose a few fibers. You can also use the hole in the tinder to place it on a stick (easier to insert into a fire lay or move around). If you do happen to burn up all of your tinder tabs (during practice, which I would recommend), they are replaceable as well.
The fears were different in Silicon Valley. Around the same time that Huffman, on Reddit, was watching the advance of the financial crisis, Justin Kan heard the first inklings of survivalism among his peers. Kan co-founded Twitch, a gaming network that was later sold to Amazon for nearly a billion dollars. “Some of my friends were, like, ‘The breakdown of society is imminent. We should stockpile food,’ ” he said. “I tried to. But then we got a couple of bags of rice and five cans of tomatoes. We would have been dead if there was actually a real problem.” I asked Kan what his prepping friends had in common. “Lots of money and resources,” he said. “What are the other things I can worry about and prepare for? It’s like insurance.”
Don’t forget spices and nutritional supplements. Yes, you can plan a well-balanced diet with prepared foods, but not everyone has the same taste. Spices and herbs allow you to change up the flavor of the same basic ingredients for variety and interest. Vitamins and supplements are an important addition to your emergency supply stash. Choose nutrition bars, protein powder, or multivitamin capsules that support nutrition and boost natural immunity.
For global catastrophic risks the costs of food storage become impractical for most of the population [54] and for some such catastrophes conventional agriculture would not function due to the loss of a large fraction of sunlight (e.g. during nuclear winter or a supervolcano). In such situations, alternative food is necessary, which is converting natural gas and wood fiber to human edible food.[55]

In private Facebook groups, wealthy survivalists swap tips on gas masks, bunkers, and locations safe from the effects of climate change. One member, the head of an investment firm, told me, “I keep a helicopter gassed up all the time, and I have an underground bunker with an air-filtration system.” He said that his preparations probably put him at the “extreme” end among his peers. But he added, “A lot of my friends do the guns and the motorcycles and the gold coins. That’s not too rare anymore.”
There are a few basics to remember when it comes to finding your way out of the wilderness like finding a stream and following it downhill. This will keep you near a water source and take you out of the worst weather toward civilization. However if the weather is bad and there are no streams to follow you’ll need another method of navigation: the compass.
Untold numbers of people wind up suffering frostbite, shock or hypothermia every year because they didn’t have adequate survival gear when the weather on their wilderness adventure took a rapid turn for the worse. But it doesn’t have to be that way. The Titan 2-sided Mylar Survival Blanket is light as a feather and yet capable of retaining up to 90% of your body heat.
Multi-tools have come a long way from their simple origins. Gerber’s Center-Drive multi-tool provides full size tools in a compactly designed folding package. The Center Axis bit driver works like a real screw driver and magnetically holds any standard driver bit (the tool comes with a sleeve of 12 assorted bits). It even has one-hand opening plier jaws that open with a flick of your thumb. The knife blade is 420HC steel and 3.25 inches long. The tool also has a saw, wire cutter, pry bar with nail puller, bottle opener, awl and file. The Center-Drive is made in the USA.
At seventy-seven, living on a tugboat in Sausalito, Brand is less impressed by signs of fragility than by examples of resilience. In the past decade, the world survived, without violence, the worst financial crisis since the Great Depression; Ebola, without cataclysm; and, in Japan, a tsunami and nuclear meltdown, after which the country has persevered. He sees risks in escapism. As Americans withdraw into smaller circles of experience, we jeopardize the “larger circle of empathy,” he said, the search for solutions to shared problems. “The easy question is, How do I protect me and mine? The more interesting question is, What if civilization actually manages continuity as well as it has managed it for the past few centuries? What do we do if it just keeps on chugging?”
In his 2016 book, Can It! The Perils and Pleasures of Preserving Foods, Gary Allen, a food writer and adjunct professor at SUNY Empire State College, traces the evolution of food preservation as a source of culinary innovation. “The original food-preservation methods—like salting and drying and all that—actually turned the food into something else,” he told me over the phone. “Cabbage sauerkraut is not the same thing as cabbage. Wine is not the same thing as grape juice.”
“I was a computer jockey,” he says. “So for example, when you think of press 1, press 2, press 3 on the phone: I built one of the first systems in banking on the East Coast, and I apologize for that.” Finelli’s company began securitizing debt portfolios, a process that began in the ’80s and fed into the mid-2000s financial crisis. Finelli didn’t like that. “That’s when I had that moment of, ‘This is a house of cards,’” he says. So in the late 1980s, he quit and became a farmer, first out East, then in Grovespring by 2005. 
Some preppers have considered ramping up efforts since President Obama's re-election last week, convinced it means the economy will soon collapse in a cascade of debt. Some are convinced Iran or another enemy is developing an electromagnetic pulse weapon that would wipe out the power, communication and transportation grids, rendering useless any device with a microchip.
Personal Locator Beacons: These are smaller, affordable, reliable, and offer many new features. Companies like SPOT and DeLorme now offer products that post almost real-time tracks of adventurers far off the grid. The SPOT Gen3, for example, sells for as low as $150 and enables users to send simple, pre-programmed messages (all ok, send help, etc.) to friends and family or initiate rescue through a first-responder network.
Brent prepares his children and grandchildren because he fears an Electromagnetic Pulse, caused by a nuclear detonation will cripple the national power lines, possibly forever. Instead of bunkers, he has built a medieval castle and teaching his children and grandchildren new tactics of defense and survival. This was spun off into its own series, Doomsday Castle. Meanwhile, in Bear Grass, North Carolina, Derek Price also fears an EMP. He is using his privately owned amusement park, called Deadwood, so that he, his friends and family can survive.
A number of popular movies and television shows[definition needed], such as the National Geographic Channel's Doomsday Preppers, have also emerged recently[when?] to capitalize on what Los Angeles Times' entertainment contributor Mary McNamara dubbed "today's zeitgeist of fear of a world-changing event."[28] Additionally, doomsday ideas disseminated mostly online in relation to the 2012 phenomenon surrounding misunderstandings about the Mayan calendar fueled the activities of some survivalists during the run-up to the phenomenon's purported December 2012 date of the world's demise.

he bald snow tires on my ’06 Accord struggled to achieve the grip needed to summit Len Pense’s long, steep driveway. If the grid goes down the way he thinks it will, you’d need a tank to ascend the eroding gravel path because the 83-year-old Army veteran knows exactly which oak tree he’d fell across the route, lest the marauders come for his cache of, among many other things, 44 raised-bed gardens of food. One way in, one way out; that’s what sold Pense and his wife on the 21-acre hilltop property in Strafford some 25 years ago. 


It appears that the Federal Reserve will continue its credit tightening campaign. Higher rates are bound to come in the coming months. At this juncture, I must repeat this advice: If you have any variable rate debt, then do your best to transfer that into fixed rate debt, soon!  Variable rate mortgages and credit card rates will be absolute killers, when interest rates spike.  Make the switch now, while it is relatively painless. Trust me: You will sleep much better in 2019 and 2020.
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